When you fall behind on payments, creditors may take drastic measures to recoup their losses. One such action is marking your debt as a charge-off. But what does a charge-off mean, and how can it impact your financial health? Let’s break it down. A charge-off occurs when a creditor considers your debt uncollectible after prolonged […]
The Fair Credit Reporting Act (FCRA) protects you from inaccuracies in your credit report. Knowing your rights can help you spot and correct errors that might damage your financial health. In this article, you will learn how the FCRA works and practical steps to protect your credit report. Key Takeaways Understanding the Fair Credit Reporting […]
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