In the chaos following a hit and run accident, victims are often left feeling helpless, overwhelmed, and unsure of their next steps. Unlike most car accident cases where the at fault driver can be identified, hit and run injury claims introduce unique legal challenges.
Determining the average settlement values for hit and run injury claims is complex, as each case varies based on several factors including the severity of injuries, insurance coverage, and legal representation.
Understanding Hit and Run Accidents
A hit and run crash occurs when a driver involved in an auto accident leaves the accident scene without providing contact information or assisting the injured. Victims in a hit-and-run car accident may face not only physical injuries but also the emotional distress of being abandoned.
These incidents can result in minor injuries, severe injuries, or even catastrophic injuries such as spinal cord injuries or traumatic brain injuries. Immediate medical attention and ongoing medical care are crucial, and so is taking swift action to begin the claims process.
Filing a Car Accident Claim
After a hit and run accident, the injured party typically files a car accident claim through their own insurance company under their uninsured motorist insurance coverage. This provision in your auto insurance policy steps in when the at fault party cannot be identified or lacks adequate insurance.
An uninsured motorist insurance claim allows victims to seek compensation for economic damages such as medical expenses, lost wages, repair or replacement costs for property damage, and pain and suffering. A final settlement amount will depend on the scope of your injuries and available insurance coverage.
What Factors Affect a Hit and Run Settlement?
Several variables influence the average settlement for a hit-and-run:
- Severity of Physical Injuries: Serious injuries or long-term disabilities generally lead to higher settlements.
- Medical Bills and Future Medical Bills: Settlements reflect both current treatment and projected costs.
- Lost Income: Compensation for time missed from work and reduced future earning capacity.
- Emotional Distress: Conditions like post-traumatic stress disorder can increase the value of the claim.
- Property Damage: Repair or replacement costs for your vehicle and personal property.
- Insurance Policies: Your own insurer’s policy limits directly impact potential compensation.
Average Settlement Values for Hit-and-run Injury Claims
While it’s difficult to pinpoint an exact number, average settlement values for hit-and-run injury claims typically range from a few thousand dollars for minor injuries to several hundred thousand dollars for severe or catastrophic injuries. In some personal injury cases involving life-altering injuries, settlements can exceed $1 million.
Settlements for a hit and run can also be affected by how well-documented the case is. Medical records, police reports, and witness statements can strengthen your claim. Working with an experienced car accident attorney is essential for building a compelling case and negotiating a fair settlement.
The Role of Insurance Companies
Your own insurance company will assign insurance adjusters to evaluate your claim. While adjusters may appear cooperative, remember that their goal is to minimize payouts. Providing detailed documentation, maintaining medical records, and tracking all expenses related to the car accident are crucial for supporting your case.
In many hit and run car accident claims, the final settlement depends heavily on negotiation. Car accident lawyers understand how insurance adjusters operate and can push for a more favorable outcome.
How Car Accident Attorneys Help
An experienced attorney who specializes in hit-and-run cases can:
- Determine Liability: Even without the at-fault driver, lawyers can gather evidence to build a solid case.
- Navigate the Claims Process: Handle all paperwork and insurance interactions.
- Secure Maximum Compensation: Evaluate the full scope of your damages and pursue the best possible settlement amount.
- Ensure Legal Representation: Advocate for your rights during every step of the legal process.
Most personal injury lawyers work on contingency, meaning you pay nothing unless they win your case. )However, knowing when to hire personal injury lawyers for a hit and run case is also crucial. Many offer a free consultation, so you can explore your legal options without financial risk.
They can also help you get coverage for medical bills and medical treatment in your potential car accident settlement. Even if you have uninsured motorist coverage at hand, they will find a legal remedy to the situation.
Key Evidence in Hit and Run Claims
Documentation is vital in personal injury claims stemming from a hit-and-run. Key evidence includes:
- Police Reports
- Medical Records
- Photographs of the Accident Scene
- Witness Statements
- Repair or Replacement Costs
This evidence supports your insurance claim and helps demonstrate the extent of your injuries and damages.
Common Injuries in Hit and Run Accidents
- Spinal Cord Injuries
- Traumatic Brain Injuries
- Fractures and Broken Bones
- Soft Tissue Injuries
- Lacerations and Contusions
- Post Traumatic Stress Disorder
Whether you’re dealing with minor injuries or long-term complications, the impact on your life and finances can be significant. That’s why accurate documentation and strong legal representation are essential for a successful outcome.
Working Toward a Final Settlement
Reaching a final settlement involves calculating current and future expenses, negotiating with insurance companies, and sometimes preparing for trial. While most car accident settlements are resolved out of court, having a skilled law firm by your side ensures you’re ready for every scenario.
Final Thoughts
At Bourassa Law Group, we have extensive experience handling hit and run cases and personal injury cases of all kinds. Our dedicated team of car accident attorneys and personal injury lawyers is committed to helping accident victims recover compensation for their suffering.
Choose the Right Firm for Your Hit and Run Injury Claims
If you’ve been injured in a hit-and-run crash, don’t wait. Contact Bourassa Law Group today for your free consultation. Let us help you understand your legal rights and pursue the compensation you deserve.
1-800-870-8910