What To Do When Your Car Insurance Denies Your Claim


Being involved in an accident is a stressful event, and the last thing you want to hear is that your car insurance denied your claim. Unfortunately, this happens more often than you might think. If your car insurance has denied your claim, don’t despair. There are several steps you can take to get the compensation you deserve.

Understand the Reasons for Denial

The first step is to understand why your car insurance denied the claim. Most insurers will provide a reason for denying a claim, so make sure to read through their explanation carefully. Common reasons for denial include not having sufficient coverage or failing to provide complete information when filing the claim. If you believe that the insurer has incorrectly denied your claim, it’s important to know that there are legal remedies available to contest it.

Gather Documentation

If you plan on contesting the denial of your car insurance claim, then it’s important to have all of the necessary documentation at hand. This includes medical records from any injuries sustained in the accident and repair cost estimates for any damage done to your vehicle or property. You may also need evidence of any lost wages due to time taken off work as well as receipts for out-of-pocket expenses related to treating injuries caused by the accident. Make sure that all documents are dated and filed carefully for easy reference should you need them later on in court proceedings.

Hire an Attorney

If you believe that your car insurance has wrongly denied your claim, then hiring an attorney can help strengthen your case significantly when filing a lawsuit against them. An experienced personal injury lawyer will be able to review your case thoroughly and help identify additional areas of compensation that may be available beyond what was initially offered if any exist at all. They can also assist with gathering evidence and crafting arguments so that they align with applicable laws in order to maximize chances of success during court proceedings if necessary.


Car accidents are stressful events no matter how small they are, but they become even more overwhelming when an insurance company denies a legitimate claim after one takes place. However, understanding why it was denied and gathering all relevant documentation can help strengthen one’s case significantly when trying to get it reversed or filing a lawsuit against them in court if necessary. Hiring an experienced personal injury attorney can also be beneficial throughout this process as they have experience dealing with similar cases and understand which actions must be taken in order for successful outcomes occur more often than not. Taking these steps will ensure that victims receive fair compensation regardless of their insurer’s decision on whether or not valid claims should be honored or not.

Related Posts

Free Case Evaluation

The evaluation is FREE! You do not have to pay anything to have an attorney evaluate your case.