How to Prove Bad Faith Insurance Following a Car Accident in Colorado

Bad faith insurance can’t always be clearly analyzed unless you have been in the industry for a long time. Although some cases might have a clear answer, there are others that exist in the gray areas of car accident insurance. A Denver car accident lawyer can add clarity to your case!

Before you go searching for a Colorado car accident attorney, let’s get one thing straight: insurance companies are a business and will work that way! This means that instead of having your best interests in mind, they might be focused on their own.

It is in the insurance company’s best interest to pay you as little compensation as possible for your car accident. However, if you believe your insurance company has acted in bad faith, you can prove it in court and receive compensation! You might need a Denver car accident lawyer to iron out the details.

What is Bad Faith Insurance?

Have you ever been involved in a car accident and had to face a mound of rigorous paperwork and multiple regulations hurdles? For some, backing away from the claim is the only option as they find themselves slowly getting caught up on all the requirements.

Insurance companies often add difficult jargon to their paperwork. This is done on purpose to confuse or discourage the claimant from filing for compensation.

However, insurance companies cannot directly cause a hindrance to the employee. They cannot prevent them from filing for or receiving the compensation they deserve. This is because once the employee starts paying those premiums, the insurance company automatically has a duty to uphold.

If they are unable to uphold this duty, through no fault of your own, they are acting in bad faith. Often, a rejected insurance claim isn’t the last resort, as you can file for bad faith insurance compensation right after. However, you may need the help of an experienced Denver car accident attorney.  

Signs of a Bad Faith Insurer

A Colorado car accident attorney is necessary to recognize the signs of a bad faith insurer and determine whether it is worth taking them to court. Bad faith law can be complex, so it doesn’t hurt to have an experienced professional by your side.

Insurance companies have the right to deny invalid claims. This means that if you are looking for bad faith insurance compensation, you must first figure out whether your claim is valid. This is where lawyers can help.

Here are some signs you are dealing with a bad faith insurer;

1. Refusal to Elaborate

An insurance company may deny payment, but if they are refusing to elaborate upon the reason, you should categorize this as a red flag. Although an insurance company can reject your claim, they may still elaborate upon the reasons in some cases.

In some cases, an insurance company may give you too much information, which can also leave you confused. This is where you may need a Denver car accident lawyer to go through the complicated jargon and help you understand your rights.

2. Poor Time Management

For insurance companies, time is of the essence. This is because if they fail to investigate the matter in the given time frame, they may face bad faith insurance claims.

If your claim has been delayed for some time and you feel it hasn’t been properly investigated, you may have a claim to bad faith insurance. This is especially true if this delay has resulted in a loss of information essential to your case.

3. Failure to Meet Your Requirements

It is natural to have certain expectations from the claim. After all, you did suffer a car accident and might have a lot to pay for, including the car damages. In case your insurance company offers you less than your desired amount, it is time to file for bad faith insurance.

Before you head to court, consider contacting a Denver car accident attorney who may be able to help you with the complicated details.

How to Prove Bad Faith Insurance with a Denver Car Accident Lawyer

In order to prove bad faith insurance, you must be able to justify that the insurance company denied your claim without a proper justification. This can be difficult to achieve on your own, as navigating loopholes in the rules and regulations isn’t everyone’s cup of tea.

Luckily for you, a Colorado car accident lawyer already knows what they are looking for. Searching for proof of bad faith insurance in an insurance policy is like finding a needle in a haystack. Still, an experienced car accident lawyer has the magnifying glass needed to pick it out!

Insurers must have a reasonable basis to deny your claim. Without a basis, a denial may lead them to court. Your lawyer can take advantage of this information and use the details you provide to create a strong case.

In some cases, your lawyer might be able to prove that the insurer breached their contractual duties. Yet, they need to study your policy to be well informed on it. This isn’t possible to do on your own, especially in the aftermath of an accident.


Regardless of whether you opt for a lawyer, make sure you are well-prepared for your case. You must know all the intricacies and inform your lawyer of any important details that can alter the court proceedings.

If you are looking for experienced lawyers to handle your bad faith insurance case, consider Bourassa Law Group. BLG can provide you with lawyers who can answer all your questions and help you make sense of your case, holding your hand through the entire process.

Call 800-870-8910 today and schedule your appointment to speak with the best lawyers in the Denver region.

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