Getting your car totaled in a truck accident can be a devastating experience. On top of it, dealing with insurance to get compensated can be more stressful. A car is considered totaled when the repair cost exceeds the total value of the vehicle. Based on your car insurance, you would be compensated for the damage caused.
However, many semi-car truck accident victims realize it is difficult to deal with insurance companies. Multiple factors can impact your case, and consulting experienced car accident lawyers in Las Vegas, Nevada, is ideal for helping you deal with the claim and get the rightful compensation you deserve.
Your Car is Totaled in a Truck Accident, Now What?
If your car has been totaled in a no-fault truck accident, there are multiple steps that you need to follow to file a claim and get compensated. Here are the steps you must follow:
1. Inform the Police
As soon as you are out of the car wreck and have ensured your safety, you must alert the police about the accident. This ensures your accident is put on record and the emergency services have been notified.
2. Safely Gather Evidence
It is wise to collect as much evidence as possible of the scene of the accident. However, ensure you are safe and your injuries aren’t severe. Take pictures from different angles, get the truck driver’s information, and get the contact details of any witnesses present at the scene.
3. Get Medical Help
Even if it seems like you have no injuries, you must get medical assistance immediately. Truck accidents and a totaled car indicate the collision would be severe. Therefore, get assessed by the emergency medical services that arrive at the scene. Keep in mind this will impact the outcome of your overall insurance claim and compensation.
4. File for an Insurance Claim
The next step is to contact the insurance company to file the claim. You would have to alert your insurance company and file a claim with the truck driver’s insurer as well.
5. Get the Car Inspected
An assessment of your car by a professional mechanic is integral to determining the extent of damage done. It is ideal for getting your car towed to an auto shop approved by the agent managing your insurance claim. The mechanic will offer an estimate of the repair cost to the insurance adjuster.
6. Get all Documentation
Providing all the documentation of accident-related expenses can simplify the claim process. Gather all the paperwork for your car and the evidence you collected from the accident scene to help with your insurance claim.
If you had financed the car and still owe a certain amount, the car loan would be reviewed to determine the remaining balance. Your insurance adjuster will give you an estimate, but it is integral to consult an expert car accident lawyer to ensure the estimate is accurate.
Filing a Claim for Totaled Car Due to Truck Accident in Las Vegas, Nevada
The Bourassa Law Group has a team of highly experienced Las Vegas car accident lawyers with the skills and expertise to handle a totaled car due to a truck accident claim. Our team can help you every step of the way, conducting a thorough investigation and filing a claim on your behalf.
If your car has been totaled due to a truck accident in Las Vegas, Nevada, call us at (800)870-8910 for a free consultation.
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